How the calculators work
Each StartCost UK calculator starts with realistic example costs for a specific small business. You can edit equipment, vehicle, stock, training, licence, insurance, website, software, marketing, packaging and emergency buffer costs. You can also edit monthly running costs such as insurance, fuel, rent, stock, ads, accounting, payment fees and maintenance.
Profit estimates use your average price, weekly order or job volume, direct cost, owner labour target and waste rate. The result shows startup cost, monthly revenue, gross profit, net profit, break-even volume, payback period and a suggested minimum price.
Use the results to compare ideas before committing cash. A low startup cost business can still be hard if volume is weak. A higher-cost business can work if margin, demand and capacity are strong enough.
Free template
Get the free UK start-up budget template
Use the spreadsheet-style checklist to compare setup costs, monthly costs and break-even targets before you spend.